Credit Boosting Simplified | 850 Boost Club
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Connect a credit report and let AI handle the restβ€”it's not rocket science!

Whether you're building your own credit or managing thousands of clients, 850 Boost Club combines credit monitoring, dispute automation, funding intelligence, budgeting, and compliance workflows into one AI-first experience.

Monitor & Predict

3-bureau monitoring, score predictions, and risk alerts updated every time AI reviews your report.

Build & Optimize

Credit builder accounts, utilization automations, and personalized funding playbooks for consumers and partners.

Automate & Protect

AI-crafted disputes, auto mail/email/fax outreach, government complaint escalation, and smart replies from any document upload.

For consumers

Launch disputes, add positive trade lines, track score lifts, and get AI answers in minutes.

For partners & pros

White-label automations, bulk outreach, and compliance-ready documentation for every account.

Multiple Ways to Get Started

Ready to Transform Your Credit?

Choose how you want to get started with 850 Boost Club

Or explore specific features

4.8/5 Rating
10,000+ Users
100% Secure

See How It Works

Watch our step-by-step guide to credit boosting success

Everything 850 Boost Club Delivers

Eight AI-powered services led by 850 AI Chatβ€”your intelligent assistant that monitors, builds, removes, funds, plans, automates, and protects your credit journey.

850 AI Chat Assistant

Your 24/7 AI credit expert. Ask questions, generate disputes, get insights, and take action through conversational chat.

  • Natural language credit guidance anytime
  • Instant answers to complex credit questions

Monitor & Forecast

Live 3-bureau monitoring, intelligent score predictions, and automated alerts every time a change impacts your profile.

  • AI score simulator with "what-if" modeling
  • Risk & opportunity alerts pushed to your inbox

Build & Boost

Launch credit builder accounts, guided utilization strategies, and tradeline recommendations that fit your budget.

  • Instant approval builder partners & payment plans
  • Automated reminders to keep utilization optimized

Remove & Repair

AI-crafted Metro 2 disputes, custom letters, and automated mail/email/fax outreach across bureaus and furnishers.

  • Unlimited dispute strategies with legal citations
  • Track delivery status, responses, and deletions

Fund & Approve

Precise bank and lender playbooksβ€”know who pulls which bureau, what qualifies, and which order to apply.

  • Funding guide by profile, segment, and goal
  • Pre-qualification scripts and follow-up sequences

Plan & Budget

Cashflow planning, automated budgeting, and goal-based coaching that adapts as your income and debts change.

  • AI-driven payoff timelines for each account
  • Shared dashboards for families and client teams

Automate Outreach

Send compliant mail, email, fax, SMS, and portal uploadsβ€”triggered by AI when accounts need action.

  • Track every touch with time-stamped proof
  • Template library for consumer & enterprise teams

Protect & Escalate

File complaints with the CFPB, FTC, FCC, state attorneys general, and furnishersβ€”without lifting a pen.

  • Auto-fill government forms with account evidence
  • Track deadlines and follow-up reminders for responses
NEW

Government Complaint Accelerator

Escalate stubborn accounts with AI-prepared complaints that compile documentation, cite regulations, and submit to CFPB, FTC, FCC, and Attorneys General in a single workflow.

  • Auto-packages dispute history, mail receipts, and identity docs
  • Generates talking points for regulator callbacks
  • Tracks response clocks with automated nudges
SMART REPLY

Reply to Any Letter with a Photo

Upload bureau or creditor responses and let 850 AI analyze the document, determine intent, and produce ready-to-send follow-up letters with appropriate tone and legal strategy.

  • Understands settlement offers, stall letters, and verifications
  • Suggests response tone (assertive, cordial, demanding)
  • One-click mail, email, or fax with proof tracking
Watch AI Reply in Action
Explore the 850 AI Platform

Exclusive Member Benefits Coming Soon

Get ready for game-changing tools to master your financial future

πŸŽ“

850 University

Transform into a master of money with our comprehensive finance and credit education platform.

  • Expert-led courses on credit mastery
  • Advanced finance concepts simplified
  • Certification upon completion
πŸ“š

850 Resource List

Access our exclusive database of 1000+ insider resources that traditional companies don't want you to know.

  • Secret phone numbers & fax lines
  • Direct contacts & insider emails
  • Hidden bureau data points
πŸ’³

The Funding Guide

Never waste another hard inquiry. Know exactly which banks to apply with based on your actual credit profile.

  • Which banks pull which bureaus
  • What qualifies & disqualifies you
  • Save hours & avoid disappointment

Choose Your 850 AI Plan

Flexible plans for every credit goal. No contracts. Cancel anytime.

Monthly
Semi-Annual Save $$$

850 AI

$49.99 /month
$250 6 months
Save $49.94 vs monthly

Access 850 AI and essential credit tools. Perfect for getting started with AI-powered credit management.

  • 850 AI Chat Assistant
  • 3-Bureau Credit Monitoring
  • 15 Tokens/Month (~5 Disputes) 90 Tokens/6 Months
  • Document Generation Tools
  • Vehicle & Home Valuations
  • Credit Score Predictions
  • Budget Tracking Tools
Most Popular

Pro

850 AI Pro

$200 /month
$1000 6 months
Save $200 vs monthly

Complete automation with unlimited disputes. Let 850 AI Pro handle everything while you watch results.

  • Everything in 850 AI
  • UNLIMITED Automated Disputes
  • UNLIMITED Tokens & Documents
  • Smart Reply System
  • Real-Time Alerts & Follow-Ups
  • Automated Mail/Email/Fax
  • Priority Support

How It Works In 4 Simple Steps

Your path to better credit has never been clearer.

1

Sign Up

Choose your plan and start your free trial in seconds. No credit card required.

2

Connect

Securely connect your credit monitoring service. Our AI analyzes everything in minutes.

3

Boost

Our AI gets to work, generating and sending effective disputes on your behalf.

4

Track

Watch your score climb with real-time alerts and monthly progress reports.

Real People, Real Results

These are actual screenshots from our members' dashboards

Frequently Asked Questions

What's the difference between 850 AI and 850 AI Pro?

850 AI ($49.99) gives you access to our AI chat assistant, credit monitoring, and 15 tokens/month (~5 disputes). 850 AI Pro ($200) includes UNLIMITED automated disputes, documents, smart replies, and complete automation.

How do the tokens work?

Each dispute letter generation costs 1 token, and mailing costs 2 tokens (3 total per complete dispute). With 15 tokens/month on the basic plan, you can complete about 5 dispute cycles monthly.

What can 850 AI help me with?

850 AI is your personal credit expert. It analyzes your credit, generates dispute letters, predicts score changes, provides vehicle/home valuations, calculates payments, offers bank program insights, and tracks your budgetβ€”all through conversational chat.

How quickly will I see results?

Most members see their first deletions or score improvements within 30-60 days. Significant changes typically occur within 3-4 months with consistent use of 850 AI Pro.

Can I upgrade from 850 AI to Pro later?

Absolutely! You can upgrade to 850 AI Pro anytime from your dashboard to unlock unlimited disputes and complete automation. No commitments, cancel anytime.

Do you offer B2B services for credit businesses?

Yes! We provide enterprise solutions including white-label platforms, CRM systems, advanced toolsets, and powerful analytics for credit companies, lenders, dealers, and retailers. Contact us for details.

Enterprise B2B Services

Powerful solutions for credit repair businesses, lenders, dealers, and retailers. Scale your operations with 850 AI.

Complete Platform & CRM

All-in-One Management System

White-label platform with built-in CRM for managing clients, tracking progress, and automating workflows. Everything you need to run a professional credit business at scale.

Advanced Toolset

Credit Company Essentials

Industry-leading tools for credit analysis, dispute automation, client onboarding, document management, and comprehensive reporting. Built by experts for professionals.

Powerful Insights

Dealer, Retailer & Lender Intelligence

AI-powered analytics for dealers, retailers, and lenders. Predict approval odds, optimize applications, identify opportunities, and maximize conversion rates with data-driven insights.

Interested in enterprise solutions? Our B2B services are customized for your business needs.

Contact Us for B2B Services

Ready to Transform Your Credit?

Join thousands who've already taken control of their financial future

Launch 850 AI

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